Do you have a savings and investment plan? The money that is sitting in your bank account could be working hard for you. Granted, most bank accounts will pay you interest. So how are you going to spend that 1% return? Or is it 3%? Do you know what the rate of inflation is? It usually invalidates any profit earned through such petty rates.
Then there is forex online trading. The goal of this site is to help you educate yourself online about forex trading online. So what is forex trading? Your online education starts here.